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Insurance Claims After A Motorcycle Accident- The Basics

To be precise, dealing with insurance companies after a motorcycle crash can be intimidating. If you have been injured in a collision, you should file a police report along with an insurance accident claim. If you have suffered injuries, contacting car accident lawyers California is the most appropriate choice.

Applying for claims is the first step toward being compensated for medical expenditures and other damages. Let’s face it! Motorcyclists are prone to vulnerable injuries. Contacting professional motorcycle accident lawyers California would help you sort out issues related to claims.

First Party Claims and Third-Party Claims

In the aftermath of an accident, the two primary forms of claims are the first party claims and third party claims. The procedure of filing the claim with your insurance provider is known as the first-party claim. Skilled truck accident lawyers California can help you understand these procedures in a simple manner. The process of filing the application with the insurance provider of other individuals refers to third party claims.

Nowadays, a majority of people in California opt for third party insurance cover. The variety of claims you would file depends on who was the defaulter and the range of crash that happened.

The Claim Filing Procedure

If you are involved in a motorcycle crash, narrate the incident to insurance agencies within 24 hours. Moreover, if you are not a defaulter, you should consult with the insurance agency of the other driver/drivers. This is where things can get a little bit tough. Usually, the insurance provider of these drivers would convince you to settle for a low amount of compensation.

After the completion of filing the claim with your lawyer, the insurance agency would investigate your case. You would be asked to provide photographs of the scene, names of observers, and your detailed medical report. Hence, it would be best if you didn’t shy away from a medical examination after a motorcycle crash. Proper documentation of your health after the accident would help your claim filing process.

Reasons for the Denial of Your Claims

Note that there exist several reasons why your compensation may be refused. For instance, if you have not immediately filed the claim, it is subjected to denial. Irrespective of the reason, you would receive a notification from the insurance agency.

Always remember that the procedures related to appeal vary from organization to organization. Moreover, in case of denial of your compensation claim, it is best to opt for an accident lawyer.

What Can You Collect In A Motorcycle Injury Claim?

Compensation for injuries in the wake of a motorcycle crash usually encompasses three types of losses. They are as follows:

  • Medical Bills

Medical bills usually comprise the expenses of the doctors, physical therapy, and prescription costs.

  • Pain and suffering

This includes emotional distress and loss of enjoyment of life that can be attributed to an accident.

  • Wage loss

It refers to your inability to report to your workplace because of injuries from the motorcycle crash.

Nakase Law firm would be of immense help in the wake of a motorcycle crash. With their years of experience, they are adept in negotiating with the insurance companies.

 

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